Carefully read the following terms and conditions. Your purchase or use of our products implies that you have read and accepted these terms and conditions.

DR Management grants subscribers a nonexclusive license to use the template in accordance with these Terms of Use and Conditions (the "license") issued by DR Management.

The templates in the Greeting-Card-Templates.com directory are not for resale. Once a template is purchased you are able to use the template for corporate or personal use. This includes the design of a website using the templates.

Modifications to the templates are allowed, you may not distribute the templates after modifications, unless the effect is drastically different from the original.

The subscription to the Greeting-Card-Templates.com directory does not grant a license to modify, resell, license or sub-license any of the templates used in the Greeting-Card-Templates.com directory in their present or modified forms under any circumstances.

You may not include or bundle with other projects for resale. Any misuse or distribution of the templates will result in severe penalties. DR Management will pursue legal action for any losses resulting from misuse of content.

Templates, modified or unmodified, may not be included on a CD, or any other redistribution material outside of those uses mentioned in this license, without prior written consent from DR Management.

The subscription to Greeting-Card-Templates.com directory may not be resold, sub-licensed, assigned or transfered to 3rd parties.

A subscription to the Greeting-Card-Templates.com directory does not constitute ownership, it merely constitutes a license to use the effects in the directory. You may not claim intellectual or exclusive ownership--modified or unmodified.

DR Managements's templates are provided "as is" without warranty of any kind, either expressed or implied. DR Management shall not be liable for any damages allegedly sustained from use of the templates.

You agree that DR Management is not liable to any subscriber for any indirect, incidental, damages or loss of business, lost profits, business interruption, or any other pecuniary loss.